COWGIRL CREDIT REPAIR
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Saddle up for the credit score you deserve

Personalized credit repair with a southern touch.We dispute,negotiate, and educate so you can finance the life you've been dreaming of. 
start my credit journey
$99 onboarding process | $129/month | Cancel Anytime 

From rough trail to smooth ride.

A four-step path designed to deliver real, lasting score improvements.

Free consultation

We chat about your credit goals and pull your reports from all three bureaus.

Custom strategy​

We map every negative item — collections, late payments, errors — and build your action plan.

Disputes & Negotiation

We send certified disputes and negotiate directly with creditors and bureaus on your behalf.
Track And grow 
Watch your score climb in your dashboard while we coach you on building lasting credit.

Everything in your Saddlebag.

​One flat monthly rate. No surprises, no upsells. Every service below is included.

Free Credit Audit

We review your credit report from all three bureaus to identify negative items affecting your score.

Dispute & Repair

We challenge inaccurate, outdated, and unverifiable items with the credit bureaus.

Build Strong Credit

We help you build positive credit history so you can qualify for financing faster.
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We treat your credit like our Own.

Most credit repair companies hide behind call centers. We don't. Every client gets one-on-one attention from a real specialist who knows your file by name.
  • Woman-owned, personally led — you talk to a real human.​
  • Transparent flat pricing. No score-based upsells, ever.
  • FCRA / CROA compliant.
  • Bilingual support (English & Spanish).​
  • Cancel anytime — no long-term contracts.
MY STORY

I built this because I lived it.d it.

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I once reached out to a credit repair company for help. They didn't explain the process, didn't return my calls, and left me completely in the dark.
So I did the work myself. I invested in training and softwares late nights, endless research, learning the laws line by line — until I raised my own score enough to buy my house and the vehicles I actually wanted.

Then I looked around. Family, friends, people I love — stuck with sky-high interest rates. Driving the car the dealership pushed instead of the one they dreamed of. Renting in neighborhoods they didn't feel safe in, because that's all their score qualified them for.
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I changed my life. I changed theirs. Now I'm here to change yours.

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Cowgirl Credit Repair 
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